A small extra payment
Add $100 a month and you would finish 9 yr 2 mo earlier, saving about $23,515 in interest.
Display homes
Prices match starting figures on timberridgeloto.com. Set a custom price anytime.
Photos and floor plans: Classic Casa on timberridgeloto.com
Loan details
Adjust the numbers. The estimate updates as you go.
A bright 1-bedroom with a shaker kitchen, dishwasher, and laundry hookups.
10.0% of the price
Annual rate, before lender fees
Property costs
Taxes, insurance, and fees are part of the real monthly number.
Annual rate on the purchase price
Typical for a modest home
Lot lease starts at $300 a month
Optional amount applied each month
Estimated monthly payment
$795
$794.66 each month, including taxes and insurance
Split
- Principal & interest$385.91
- Property tax$48.75
- Insurance$60.00
- Community fee$300.00
- Monthly total$794.66
Loan amount
$58,500
Cash to close
$6,500
Down payment only
Payoff
October 2051
25 years
Total interest
$57,271
Interest + loan
$115,771
A 15-year loan
A 15-year term would be $115.68 more each month and save about $25,484 in interest.
Equity over time
Loan balance vs. what you own
This calculator provides estimates only. Actual payments depend on credit, property taxes, insurance, association fees, and lender terms. Figures are not a loan offer, credit decision, or commitment to lend. Confirm rates and closing costs with a licensed lender.